Entries by Kiril Ruvinsky

4 steps to take now for buying your first home in 2024

Thinking about purchasing your own home this year? How exciting! The dream of homeownership is facing some new challenges, especially for those in their twenties. Recent data from the Australian Institute of Health and Welfare shows the rate of young adults owning a home dropped from 50% in 1971 to only 36% in the latest 2021 Census. […]

5 rules successful property investors follow

The wonderful thing about property investing is that it opens your world up to different ways to potentially build your wealth. However, Australian Taxation Office figures released last June showed that a quarter of Australia’s property investments are held by 1% of taxpayers. The majority of those investors are over the age of 50. If you don’t […]

Refinancing a home loan: the process explained

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be! Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest. It can also help you achieve other goals, like […]

5 reasons to go house hunting this holiday season

Ah, the holidays! It’s not just about the Christmas cheer and soaking up the Aussie summer sun. It’s also a fantastic time to go house hunting. Here’s why hitting up those open homes during the holidays could be a really smart move: 1. Eager sellers alert! Spring is usually the time when everyone’s out buying […]

2023 in review, what to expect from 2024

It’s hard to believe that it’s almost the end of the year, and what a year it’s been in the property world! Let’s take a look at some of the highs and lows of 2023, and what we can expect to see in 2024. Looking back on 2023 Interest rates climbed and then plateaued From […]

Your home loan application checklist

Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track.  Do your research It’s a good idea to do some research and start thinking about what kind of home loan may suit your needs. If you […]

5 ways to finance your renovation

Are you looking to transform your totally loveable but slightly daggy property into your dream home? With property prices on the rise in many markets, renovating may be a more suitable option for many people rather than moving on to another property. Whether you’re looking to rework your garden into a tropical oasis, update your […]

4 Common Property Investment Mistakes

Diving into the world of property investment can be both exhilarating and daunting. With the potential for considerable returns, it’s tempting to jump right in. However, it’s essential to be aware of common pitfalls and arm yourself with strategies to navigate them. Here’s a guide to help you avoid four common mistakes when buying your […]

Home loan application process explained

Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application process works. Understand your borrowing power When it comes to […]