SIG Celebrates!

An absolute highlight for the SIG team was their 2017 Christmas Celebration. The team were kept in suspense not knowing where they would be celebrating or what they would be doing until the day of the party.

 

 

 

 

 

 

 

 

They are now all proficient Pizza Chefs!

After travelling to Dolton House at Darling Island, we were greeted with cocktails before the real fun began. First learning to make Pizza dough from scratch, we were then taught how to stretch the dough which included throwing it across the room!

A pizza making contest followed where the goal was to best imitate the chef’s pizza. We then had a fun afternoon with lots of laughs whilst enjoying a huge Mediterranean inspired lunch and shared Kris Kringle gifts.

 

 

 

 

 

 

 

 

Whilst very entertaining, we have decided to stick to our day jobs and let the experts make the pizzas!

Most Australians indicate their biggest life goal is a financial one

Most Australians indicate their biggest life goal is a financial one, but many admit failing to plan is a roadblock.

Popular dreams and aspirations

Interestingly, nearly half of all Australians recently surveyed said they dreamed about the future every few weeks, with people’s major life goals including things such as:

  1. Full financial freedom and independence – 59%
  2. Having the lifestyle of their choice – 58%
  3. Being able to pursue interests and hobbies – 50%
  4. Having more free time to spend with loved ones – 43%
  5. Having a family – 19%.

Let Strategic Investor Group remove the roadblock and help you reach your dreams and aspirations.

Carl Thompson – Commercial Lending Specialist, Strategic Investor Group

How much is it costing you for being loyal to your Bank?

What’s your bank loyalty worth? The better part of $5 billion a year. Well that, of course, is what it’s worth to the banks – what it’s theoretically costing existing customers who don’t shop around.

What it quantifies for the first time is how much more banks are prepared to discount interest rates for new customers, compared with what they charge their existing, loyal customers.

The RBA’s analysis of the securitisation numbers clearly shows how keen the banks are to attract new mortgages. The average outstanding loan is itself at a substantial discount to the advertised rates, but new loans – those taken out over the past three months – are more than 30 points cheaper again.

The bottom line is that, on average, we end up paying about as much as the RBA wants us to pay for money. To make up the average though, people on higher incomes with bigger loans who shop around pay substantially less than trusting, loyal customers

While investor loans are more expensive than those for owner-occupiers, the discount offered for new business remains attractive.

Carl Thompson – Commercial Lending Specialist, Strategic Investor Group

What are the Best Performing Property Markets over the past decade?

Sydney and Melbourne regions have experienced the strongest value growth over the past decade while the other capital cities have generally seen comparatively moderate value increases.

When analysing the regions with the greatest value increases, the top 10 regions nationally are all located in either Sydney or Melbourne. This highlights how much stronger value growth has been in Sydney and Melbourne relative to other capital cities over the past decade.

The top 5 list for each state and territory shows a significant slant towards capital city regions rather than regional housing markets.

Overall the data highlights the strength of value growth in Sydney and Melbourne over recent years. Furthermore, it details just how moderate growth has generally been outside of these two cities.

Strategic Investor Group is unashamedly Sydney centric and dedicated to assisting you find value for money.

Carl Thompson – Commercial Lending Specialist, Strategic Investor Group